Financial Services Disclaimer & Disclosures
Last Updated: September 2026 · AU Golden Consultancy Solutions Private Limited
1. Nature of Platform & Services
AU Golden Consultancy Solutions Private Limited (CIN: U69201PN2026PTC260084, GSTIN: 27ABGCA6695R1ZM, Registered Location: Pune - Sangli Division, Maharashtra) operates as a digital financial services aggregator, corporate distribution partner, and technology consultancy platform. AU Golden is not a bank, Non-Banking Financial Company (NBFC), stockbroker, or direct underwriter.
We do not directly issue loans, grant credit limits, or accept customer deposits. We provide an online marketplace allowing visitors to view, compare, and submit expressions of interest for financial products offered by third-party institutional partners.
2. Partner Underwriting & Approval Discretion
All loans, credit cards, bank accounts, demat accounts, and insurance policies displayed on this platform are subject to the sole approval, credit evaluation, and discretion of the respective partner banks, NBFCs, SEBI-registered stockbrokers, and IRDAI-registered insurance companies.
AU Golden does not guarantee loan sanctions, minimum credit limits, or account approvals. Final interest rates, processing fees, repayment tenures, and policy terms are determined exclusively by the partner institution based on individual applicant eligibility, CIBIL score, and documentary verification.
3. Zero Upfront Fee Policy
Important Consumer Protection Notice:
AU Golden Consultancy Solutions never asks customers for cash deposits, upfront consultation charges, or guarantee fees in exchange for loan approvals. If any individual claims to represent AU Golden and requests payment into a private account, please immediately report it to support@au-golden.com.
4. Indicative Calculations & Tools
Tools such as the Loan EMI Calculator provide mathematical estimations based on the reducing balance method for user guidance only. Actual installments, amortization schedules, and charges will be defined by the lending partner in the formal loan agreement and sanction letter.
5. Customer Consent & Data Protection
By submitting your name, phone number, email, and financial requirements through our website forms or WhatsApp link, you expressly consent to AU Golden Consultancy Solutions and its authorized financial partners contacting you via phone calls, SMS, WhatsApp, or email to assist with your enquiry.