Customer Protection & Resolution

Grievance Redressal Mechanism

AU Golden Consultancy Solutions Private Limited is committed to transparent customer service and prompt resolution of user enquiries or grievances.

1. Our Grievance Resolution Principles

We treat every consumer complaint with seriousness, confidentiality, and fairness. In compliance with the Reserve Bank of India’s guidelines on digital lending and customer service, AU Golden provides a structured, 3-tiered grievance redressal mechanism.

2. Three-Tier Escalation Matrix

Level 1 — Frontline Support DeskResolution: 48-72 hours

For queries regarding applications, eligibility, document submission, or advisor communication:

Level 2 — Grievance Redressal OfficerResolution: Up to 14 business days

If your complaint is unresolved within 72 hours, or if you are dissatisfied with the response from the support desk, you may escalate your concern to our designated Nodal Grievance Officer:

Designation: Nodal Grievance Officer

Company: AU Golden Consultancy Solutions Private Limited

CIN: U69201PN2026PTC260084 | GSTIN: 27ABGCA6695R1ZM

Address: Pune - Sangli Division, Maharashtra

Email: support@au-golden.com (Attn: Grievance Cell)

Phone: +91 99236 74651

Level 3 — Regulatory Escalation (RBI Ombudsman)Statutory Authority

If the complaint relates to a partner Bank or NBFC and remains unresolved after 30 days of filing with the respective institution, customers have the right to lodge a complaint via the RBI Complaint Management System (CMS) or contact the Banking Ombudsman:

Reserve Bank of India CMS Portal: cms.rbi.org.in

3. Turnaround Timelines (TAT)

Acknowledgment

Within 48 Hours

Ticket reference number dispatched via email or SMS.

Final Resolution

Within 14 Business Days

Written confirmation of resolution and corrective steps.