Privacy Policy

• Personal details: Name, mobile number, email address, city, pincode, employment type and monthly income (via product enquiry forms)
• Product preferences: Inquiries regarding bank accounts, personal loans, business loans, credit cards, demat accounts, insurance, and employee verification
• Technical data: IP address, browser type, device information, and interaction timestamps
• Cookies and session analytics for platform optimization

• Assessing preliminary eligibility for partner banking and financial products
• Forwarding customer applications directly to authorized partner banks, SFBs, NBFCs, brokers, and insurers
• Providing customer advisory assistance and follow-up communication
• Ensuring platform security, fraud prevention, and regulatory compliance under DPDP Act 2023

We implement industry-standard 256-bit SSL encryption to protect user data in transit and at rest. We do not store banking passwords, NetBanking credentials, debit/credit card PINs, or CVVs under any circumstances.

AU Golden is a technology and distribution platform. When you express explicit interest in a financial product, your contact and eligibility parameters are transmitted securely to the respective regulated partner institution (e.g. Kotak Mahindra Bank, AU Small Finance Bank, IndusInd Bank, Poonawalla Fincorp, Moneyview, Upstox, etc.) for processing and underwriting.

You have the right to request access to your collected information, correct discrepancies, withdraw consent for marketing communications, or request data deletion by contacting our grievance team.