18 Partner Cards · Instant Decision

Top Credit Cards in India: Cashback, Travel & UPI

Compare 18 premium credit cards from Axis Bank, IndusInd, SBI Card, HDFC Bank, IDFC FIRST, Federal Bank, YES BANK, and AU Small Finance Bank. Up to 5% flat cashback, zero forex markup, and secured credit builders.

Lifetime Free Options UPI QR Scan & Pay Complimentary Airport Lounge

Axis BankLifestyle & Shopping

Axis Bank Neo Credit Card

Tailored for online shopping, dining and utility discounts with Zomato & Myntra perks.

Zomato & ShoppingUp to 40% Off

Card Privileges:

40% off on Zomato food delivery

10% off on Blinkit and Myntra orders

5% off utility bills via Amazon Pay

Eligibility: Age 21-65 • Income ₹15,000/mo • Credit score 720+

IndusInd BankUPI RuPay Card

IndusInd Platinum RuPay Credit Card

UPI-enabled credit card to scan and pay from your credit line anywhere.

UPI Rewards2X Rewards

Card Privileges:

Link with UPI apps for QR scan & pay

2X reward points on merchant UPI spends

Zero fuel surcharge across all petrol pumps

Eligibility: Age 21-65 • Income ₹20,000/mo • Credit score 700+

AU Small Finance BankPremium Lifestyle

AU Small Finance Bank Credit Card

Premium lifestyle credit card with accelerated rewards and airport lounge access.

Lounge & DiningFree Airport Lounge

Card Privileges:

Complimentary airport lounge access quarterly

Up to 10X reward points on dining & retail

Fuel surcharge waiver up to ₹250/cycle

Eligibility: Age 21-60 • Income ₹25,000/mo • Credit score 720+

Uni CardsGold Rewards

Uni GoldX Credit Card

Innovative card rewarding you with 24K digital gold on every purchase.

Gold Rewards1% 24K Gold

Card Privileges:

Earn 1% back in physical/digital 24K gold

Zero annual fee and zero hidden charges

Instant virtual card issuance via app

Eligibility: Age 21+ • Resident Indian • Credit score 680+

SBI CardMost Popular

SBI Credit Card

India’s trusted retail credit card for shopping and dining privileges.

Online Spends10X Reward Points

Card Privileges:

10X reward points on Amazon & BookMyShow

₹500 welcome e-gift voucher

Annual fee waiver on ₹1 Lakh spends

Eligibility: Age 21-70 • Income ₹20,000/mo • Credit score 720+

Federal Bank & ScapiaZero Forex Travel

Scapia Federal Bank Credit Card

The ultimate zero forex markup travel card with domestic lounge access.

Forex Markup0% Forex Fee

Card Privileges:

Zero forex markup fee worldwide

Complimentary airport lounge access

Earn Scapia coins on all travel spends

Eligibility: Age 23-60 • Salaried or professional • CIBIL score 730+

IDFC FIRST BankLifetime Free

IDFC FIRST Bank Credit Card

Lifetime free credit card with low dynamic APR and never-expiring rewards.

Annual FeeLifetime Free

Card Privileges:

Lifetime Free — Zero joining and annual fee

Reward points that never expire

Low APR starting from 9% p.a.

Eligibility: Age 21-65 • Income ₹25,000/mo • Credit profile 710+

YES BANK & POPE-Commerce Special

YES Bank POP-CLUB Credit Card

Co-branded credit card offering heavy cashback coins for online shoppers.

Cashback RateUp to 10% Coins

Card Privileges:

Accelerated POPcoins on partner brand orders

Redeem coins across 500+ D2C brands

Zero surcharge on fuel transactions

Eligibility: Age 21-60 • Income ₹20,000/mo • CIBIL 700+

HDFC BankBest Cashback

HDFC Credit Card

Benchmark card with 5% cashback on Amazon, Flipkart, Swiggy & Uber.

Online Spends5% Cashback

Card Privileges:

5% cashback on Amazon, Flipkart, Swiggy & Uber

1% cashback on all other spends

Complimentary airport lounge visits

Eligibility: Age 21-60 • Salaried ₹35K+ / ITR ₹6L+ • Credit score 730+

Jupiter & CSB BankUPI Cashback

Jupiter RuPay Credit Card

UPI credit card providing real-time flat cashback on everyday scan and pay.

Scan & PayUp to 5% Rewards

Card Privileges:

Flat 2% to 5% cashback on select categories

Pay merchant UPI QR using credit card limit

Zero annual fee for active users

Eligibility: Age 21-55 • Steady bank deposits • CIBIL 680+

RBL BankFuel Savings

IndianOil RBL Bank XTRA Credit Card

Fuel credit card saving money on every litre at IndianOil fuel stations.

Fuel SavingsUp to 68 Litres Free

Card Privileges:

Up to 8.5% savings on fuel at IndianOil pumps

1% fuel surcharge waiver across India

1,000 welcome fuel reward points

Eligibility: Age 21-65 • Income ₹25,000/mo • Credit score 700+

HDFC Bank & Tata NeuCo-Branded

Tata Neu HDFC Bank Credit Card

Power card earning up to 5% NeuCoins on Tata Neu, BigBasket, 1mg & Croma.

Tata Spends5% NeuCoins

Card Privileges:

5% NeuCoins on Croma, BigBasket, 1mg & Tata Neu

1.5% NeuCoins on non-Tata and UPI spends

Domestic airport lounge visits included

Eligibility: Age 21-60 • Income ₹25,000/mo • Credit score 720+

Axis Bank & LIC CardsInsurance Saver

LIC Axis Bank Credit Card

Specialized card rewarding policyholders on LIC premium payments and utilities.

LIC Premiums2X Reward Points

Card Privileges:

2X reward points on all LIC premium payments

Complimentary personal accident insurance

Fuel surcharge waiver across pump outlets

Eligibility: LIC policyholder aged 21-65 • Income ₹15,000/mo • CIBIL 690+

RBL BankGrocery Special

RBL Shoprite Credit Card

Everyday value credit card giving high rewards on groceries and supermarkets.

Groceries5% Reward Value

Card Privileges:

20 reward points per ₹100 spent on groceries

10% discount on BookMyShow movie tickets

Annual fee waiver on ₹1.5 Lakhs annual spends

Eligibility: Age 21-65 • Income ₹20,000/mo • Credit score 700+

IndusInd BankSuper Premium

IndusInd Bank Tiger Credit Card

Ultra-premium card with complimentary golf games, luxury concierge and travel perks.

PerksComplimentary Golf

Card Privileges:

Complimentary golf games and lessons quarterly

Discounted forex markup rate worldwide

2 free movie tickets each month on BookMyShow

Eligibility: High net-worth • Income ₹75,000+/mo • Credit score 750+

YES BANKVersatile Rewards

Yes Bank Credit Card

Versatile rewards credit card for dining, travel, shopping and annual fee waivers.

Reward Rate4X Points

Card Privileges:

4X accelerated points on dining & shopping

Milestone bonus points on quarterly spends

Complimentary domestic airport lounge visits

Eligibility: Age 21-60 • Income ₹25,000/mo • CIBIL 710+

SBM Bank India & NovioSecured Card

SBM Novio Secured Card

100% approval guaranteed against a fixed deposit — build your CIBIL score quickly.

Approval Rate100% Guaranteed

Card Privileges:

100% approval against fixed deposit (min ₹5,000)

No income proof or past credit score needed

Builds CIBIL score with monthly bureau reporting

Eligibility: Age 18+ • Resident Indian • Minimum FD of ₹5,000

Axis BankEntertainment & OTT

Axis MY Zone Credit Card

Youth favorite card with free SonyLIV subscription and Buy-1-Get-1 movie tickets.

EntertainmentBuy 1 Get 1 Free

Card Privileges:

Complimentary SonyLIV Premium annual subscription

Buy 1 Get 1 free movie ticket on Paytm Movies

Flat ₹120 off on Swiggy orders twice a month

Eligibility: Age 21-65 • Income ₹15,000/mo • Credit score 710+

Have No Credit Score or Previous Rejections?

Build Your CIBIL Score with SBM Novio Secured Card

Secured credit cards require no salary slips, no income tax returns, and zero prior credit score. Simply open a fixed deposit of ₹5,000 or ₹10,000 to get an instant credit card with a 90% limit. Your FD continues earning interest while you build a 750+ CIBIL score!