Savings & Current Accounts
Digital Bank Accounts with Zero Minimum Balance
Open instant zero-balance savings accounts from top partner banks like Kotak Mahindra, AU Small Finance Bank, and Equitas SFB with 100% paperless video KYC. Current accounts for businesses launching soon.
₹0 Minimum Balance Savings Up to 7.25% Interest 5-Minute Video KYC Current Account: Coming Soon
Official Banking Partners:
Available Banking Products
Kotak Mahindra Bank
Kotak 811 Zero Balance Account
Open instant zero-balance savings account with virtual debit card in 5 minutes.
Interest RateUp to 7% p.a.
Features:
Zero minimum balance requirement (Zero MAB)
Free virtual debit card for shopping
Up to 7% p.a. interest with sweep-in
Eligibility: Age 18+ • Resident Indian • Aadhaar linked with mobile • PAN Card
AU Small Finance Bank
AU Small Finance Bank Savings Account
High interest savings account with monthly payouts and premium debit card perks.
Interest RateUp to 7.25% p.a.
Features:
Monthly interest payout directly into account
High savings rate beating inflation
Dining, travel and entertainment discounts
Eligibility: Age 18+ • Resident Indian • Valid PAN & Aadhaar with active mobile
Equitas Small Finance Bank
Equitas Digital Savings Account
Paperless digital savings with zero maintenance fee and free transfers.
Interest RateUp to 7.00% p.a.
Features:
Zero maintenance charges on digital account
Free unlimited NEFT, RTGS & IMPS transfers
Instant virtual debit card issuance
Eligibility: Age 18-65 • Resident Indian • Aadhaar & PAN mandatory
Partner Banks & SFBs
Partner Banks & SFBs
Smart Business Current Account
Tailored for traders, MSMEs, startups and freelancers with high transaction limits.
StatusComing Soon
Features:
High monthly cash deposit limits up to ₹25 Lakhs
POS terminals and payment gateway tie-ups
Free multi-city cheque books and NEFT/RTGS
Eligibility: Proprietorship, Partnership, LLP or Pvt Ltd • Valid business registration (GST / Udyam)
Documents Checklist for Digital Bank Opening
1. Aadhaar CardMust be linked to your mobile phone for instant UIDAI OTP verification.
2. PAN CardOriginal physical PAN card required for video call verification with the bank officer.
3. Video KYC & Blank PaperA white paper with blue/black pen for live signature capture during the call.